Adam Powlus
Loan Officer NMLS #2534665
with The Sprague Group
Phone: (209) 764-0769
Email: adam@abilitymortgage.com
Licensed in CA | Equal Housing Opportunity | Licensed by the Dept. of Financial Protection and Innovation under the CRMLA.
Specializing in: Home Loan Mortgages, Refinances, VA loans, FHA loans and Conventional Loans.
ABOUT ADAM:
You want to know how much of a home you can afford. But there's a problem. Most loan officers will tell you the maximum amount you are approved for, not what your budget can actually handle.
I am different.
I work tirelessly to make home ownership possible for you while being realistic about the cost a new home can add to your monthly budget. I understand what it's like to be a first-time homebuyer myself and am relentless in finding the best loan for you. In fact, I believe home ownership is the first step in building long-term wealth, yet it can also lead to financial stress if not done properly. I will estimate your future utilities, insurance, principal payment, and sit down over a cup of coffee to explain what this will look like month-to-month.
Whether you want to purchase a new home now, or in three years, fill out the pre-approval form so we can quickly get started. I will follow up ASAP, and work tirelessly to help you achieve your dreams of home ownership; while making sure you don't fall into financial ruin. You can have the life of your dreams; lets make a plan to get there!
When you choose to work with me, you will have a respectful and honest guide here every step of the way. Give me a call or send me a text if you know learn how much of a down payment you may need and/or want to learn which loans might be best for you!